Typical Plan Limits

Type of Plan

Life Insurance Limits

Seasoned Money

Profit Sharing 

50% of contributions for whole life/25% term or UL

100% of contributions after 2 years: All amounts after 5 years of participation 

Traditional Defined Benefit

100 times monthly retirement benefit

N/A

412(e)(3)

100 times the anticipated monthly benefit or 50% of the contribution

N/A